Disney Rewards Dollars Terms and Conditions for Disney® Visa® Credit Cards

Disney Rewards Dollars Terms and Conditions for Disney

Visa

Credit Cards

Important information

• The Disney Rewards Dollars are a benefit for Disney

Visa

and Disney

Premier Visa

Credit Cardmembers that is

operated and managed by JPMorgan Chase Bank, N.A.

Member FDIC and is offered by Disney Rewards, LLC. These

Terms and Conditions refer to Disney Visa Credit Cards and

Disney Premier Visa Credit Cards collectively as the “Disney

Visa Credit Cards”. Disney Visa Credit Cards are issued by

JPMorgan Chase Bank, N.A. Member FDIC. You are

automatically enrolled to begin earning Rewards Dollars upon

approval of your Disney Visa Credit Card.

• In these Terms and Conditions, several words have special

meanings and their definitions can be found at the end of

these Terms and Conditions.

• These Terms and Conditions describe how you can earn and

redeem your Rewards Dollars.

• Any use of your Card indicates your acceptance of these

Terms and Conditions. These Terms and Conditions are

binding upon you and your Authorized Users. Any actions

taken by us or communications from us are effective with

respect to and binding on you and your Authorized Users.

• We may make changes to these Terms and Conditions at any

time and any changes will be considered part of these Terms

and Conditions. Changes might cause you to lose some or all

of your Rewards Dollars (whether in your Account or on your

Redemption Cards).

• These Terms and Conditions make up the entire terms and

conditions applicable to Rewards Dollars. We will let you

know of any future changes to these Terms and Conditions

by posting the updated version on DisneyRewards.com. We

encourage you to check DisneyRewards.com periodically to

familiarize yourself with any changes to these Terms and

Conditions. In addition, Chase will provide you with 30 days’

notice (or longer if required by law) of the following types of

changes:

› if applicable fees are added or increased

› if the rate at which you earn Rewards Dollars is

decreased

› if the number of Rewards Dollars you can earn is limited

› if the ways in which you can use Rewards Dollars are

limited or reduced

› if the value of Rewards Dollars is reduced

› if the Rewards Dollars benefit is cancelled.

• This version of the Terms and Conditions takes the place of

any earlier versions.

How you can earn Rewards Dollars

• To be eligible to earn Rewards Dollars for purchases made

with a Card, you must use your Card to make Qualifying

Purchases of goods and services from merchants under the

terms of your Cardmember Agreement. (You may request a

copy of your Cardmember Agreement by logging into your

Account at Chase.com or by calling Chase at 1-888-338-

9464.)

• You’ll earn Rewards Dollars on Qualifying Purchases made

with a Card by you, or your Authorized Users of the Account.

Buying products and services with your Card, in most cases,

will count as a Qualifying Purchase; however, the following

types of transactions and purchases won’t count and won’t

earn Rewards Dollars:

› balance transfers

› cash advances or cash-like transactions

› travelers checks, foreign currency, money orders or wire

transfers

› lottery tickets, casino gaming chips, race track wagers

or similar betting transactions

› any checks that access your Account

› interest

› unauthorized or fraudulent charges

› fees of any kind, including an annual fee, if applicable.

• We can determine, in our sole discretion, whether a particular

transaction is a Qualifying Purchase.

• We can add purchase or transaction types to this list or

remove purchase or transaction types from this list at any

time.

• All Disney Visa Cardmembers earn:

› 1% in Rewards Dollars for each $1 spent on

Qualifying Purchases on the Card (minus any returns or

refunds).

· For example, if you spend $100 on a Qualifying

Purchase, you will earn 1 Rewards Dollar. $100

multiplied by 1% or .01 equals 1 Rewards Dollar.

• Disney Premier Visa Cardmembers earn:

› An additional 1% in Rewards Dollars for each $1

spent on Qualifying Purchases made with your Card at:

· Disney Locations in the U.S., or

· at a merchant in any of the following rewards

categories: gas stations, grocery stores or

restaurants (For clarity, you will receive an

additional 1% in Rewards Dollars on top of the

standard 1% for a total of 2% on these Qualifying

Purchases).

- For example, if you spend $100 on a

Qualifying Purchase at a merchant in the

restaurant category, you will earn 2

Rewards Dollars. $100 multiplied by 2% or

.02 equals 2 Rewards Dollars.

› An additional 4% in Rewards Dollars for each $1

spent on Qualifying Purchases made with your Card

directly at:

· DisneyPlus.com, Hulu.com and ESPNPlus.com

for:

- a Disney+, Hulu or ESPN+ monthly or

annual subscription, or

- The Disney Bundle subscription, or

- additional Disney+, Hulu and ESPN+

purchases, including Premier Access on

Disney+, add-ons on Hulu, and pay-per-

view events on ESPN+.

Disney Rewards Dollars Terms and Conditions for Disney

Visa

Credit Cards

- For clarity, you will receive an additional 4%

in Rewards Dollars on top of the standard

1% for a total of 5% on these subscription

purchases and additional Disney+, Hulu

and ESPN+ purchases.

- For example, if you spend $80 on a

Qualifying Purchase for a

subscription or additional purchase,

you will earn 4 Rewards Dollars. $80

multiplied by 5% or .05 equals 4

Rewards Dollars.

- Your purchase of a Disney+, Hulu or

ESPN+ subscription, The Disney Bundle

subscription or an additional Disney+, Hulu

or ESPN+ purchase will not earn an

additional 4% in Rewards Dollars if your

purchase is made through a third-party

device or digital platform (unless such

device or platform redirects to

DisneyPlus.com, Hulu.com or

ESPNPlus.com for purchase) or as a

bundle with cable services or as another

bundle.

- Disney+, Hulu and ESPN+ gift card and

subscription card purchases that are

purchased directly from DisneyPlus.com,

Hulu.com or ESPNPlus.com will earn an

additional 4% in Rewards Dollars, but such

gift card and subscription purchases that

are purchased from a point of sale location

other than DisneyPlus.com, Hulu.com or

ESPNPlus.com will not earn an additional

4% in Rewards Dollars.

› Rewards Categories: Merchants who accept Visa

credit cards are assigned a merchant code, which is

determined by the merchant or its processor in

accordance with Visa procedures based on the primary

types of products and services the merchant sells.

Chase groups similar merchant codes into categories

for purposes of making rewards offers to you. Please

note:

· Chase makes every effort to include all relevant

merchant codes in its listed rewards categories.

However, even though a merchant or some of the

items that it sells may appear to fit within a

rewards category, the merchant may not have a

merchant code in that category. When this

occurs, purchases with that merchant won’t

qualify for any additional 1% or 4% in Rewards

Dollars, as applicable

· Purchases submitted by you, your Authorized

Users, or the merchant through third-party

payment accounts, mobile or wireless card

readers, online or mobile digital wallets, or similar

technology will not qualify in a rewards category if

the technology is not set up to process the

purchase in that rewards category

· We can determine which purchases qualify for

any additional 1% or 4% in Rewards Dollars

regardless of how they are identified, billed by the

merchant or where the transaction occurs. For

more information, see the FAQs at

DisneyRewards.com/FAQs.

• If any calculations result in a fractional Rewards Dollar value,

then the fractional amount will be rounded up to the nearest

one one-hundredth (0.01) of a Rewards Dollar. For example,

if a calculation results in 1.051 Rewards Dollars, you will be

awarded 1.06 Rewards Dollars.

Ways to earn bonus Rewards Dollars

• From time to time we may offer you ways to earn bonus

Rewards Dollars, including through special promotions.

Details and any additional terms and conditions will be

provided to you at the time of the offer, including the duration

of the offer and expiration date, if any, and will be considered

part of these Terms and Conditions. The natural expiration of

a limited time bonus offer is not a modification to the program

that requires notification.

Other information about the earning and

availability of Rewards Dollars

• Rewards Dollars are earned at the close of each monthly

billing cycle, based on the Qualifying Purchases made during

that billing cycle, plus any bonus Rewards Dollars posted

during that billing cycle, but minus any returns or refunds. If

you have more returns or refunds than Rewards Dollars

earned from Qualifying Purchases or bonuses, then Rewards

Dollars will be deducted from your total Rewards Dollars

balance and may result in a negative Rewards Dollars

balance.

• Rewards Dollars earned in a monthly billing cycle are not

available to be used until you see them in your Account or on

your statement (usually at the end of that billing cycle).

However, Rewards Dollars earned on Qualifying Purchases

made near the end of a billing cycle or bonus Rewards

Dollars earned through a promotion may take one or more

additional billing cycles to become available.

• You’ll see Rewards Dollars you’ve earned on Chase.com and

on your monthly Card billing statement. Please note that on

your Card billing statement, Disney Premier Visa

Cardmembers will see the additional Rewards Dollars earned

from purchases made at Disney Locations and in relevant

rewards categories separately from the Rewards Dollars

earned on all purchases.

• We may, from time to time, provide additional ways for you to

see Rewards Dollars you’ve earned, such as through Chase

or third-party mobile application(s).

Value of Rewards Dollars

• Every Rewards Dollar you earn is equal to $1 when

redeeming toward eligible Disney goods and services in the

U.S.

Disney Rewards Dollars Terms and Conditions for Disney

Visa

Credit Cards

• Unless required by law, Rewards Dollars and Redemption

Cards are not your property. Rewards Dollars have no

monetary value until redeemed. Rewards Dollars which have

been transferred to a Redemption Card can’t be redeemed

for cash or its equivalent.

• Rewards Dollars are not purchasable by cash or any other

form of monetary or other payment. Redemption Cards (or

any remaining Rewards Dollars balance) may not be

exchanged or substituted with cash, other rewards

certificates, or other financial compensation regardless of the

number of Rewards Dollars remaining on the Redemption

Card.

• You can’t transfer or move Rewards Dollars unless expressly

provided for in these Terms and Conditions. Additionally,

Rewards Dollars can’t be transferred by operation of law,

such as by inheritance, in bankruptcy or in connection with a

divorce.

How you can redeem your Rewards Dollars

• You can redeem Rewards Dollars for Disney goods and

services at most Disney Locations in the U.S.

• You must order a Redemption Card and transfer Rewards

Dollars from your Account to that Redemption Card to

redeem them.

• You may transfer some or all of the Rewards Dollars to a

Redemption Card associated with your Account.

• You may have a maximum of two Redemption Cards

associated with your Account at any time.

• Rewards Dollars will transfer to a Redemption Card on a first-

in, first-out basis.

• We may limit the number of Rewards Dollars that may be

transferred to or stored on a Redemption Card. Rewards

Dollars on a Redemption Card may not be transferred back to

your Account.

How to get a Redemption Card

• Redemption Cards are provided by Chase.

• You may request a Redemption Card through the Chase

Mobile

app; online at DisneyRewards.com or Chase.com;

or by calling 1-800-300-8575.

• You will need to transfer a minimum of 20 Rewards Dollars

the first time you transfer Rewards Dollars to a Redemption

Card. Any subsequent transfers to a new or existing

Redemption Card must be at least 10 Rewards Dollars.

• Please allow up to 8 business days for delivery. In some

circumstances, the delivery time may be longer.

• Expedited delivery may be available for an additional fee that

will be charged to your Account. The Redemption Card will

be mailed to the address on the Account, unless you

authorize Chase to mail it to a different address. Applicable

fees are your responsibility. Redemption Cards can’t be

shipped to PO Boxes or foreign addresses.

• Redemption Cards need to be activated before they can be

used. To activate, call the activation number listed upon

receipt.

How to get a Redemption Card if you are visiting a

Disney property

• You may go to select locations at Walt Disney World

Resort and the Disneyland

Resort to request and receive a

Redemption Card. A list of these locations is available at

DisneyRewards.com.

• When you receive your Redemption Card at one of the

locations at Walt Disney World

Resort or the Disneyland

Resort, you will need to call the number on the back of your

Card to link it to your Account, activate it, and transfer

Rewards Dollars. You will need to transfer a minimum of 20

Rewards Dollars the first time you transfer Rewards Dollars to

a Redemption Card. Any subsequent transfers to a new or

existing Redemption Card must be at least 10 Rewards

Dollars.

Redeeming Rewards Dollars toward Disney goods

and services

• Redemption Cards can be used to redeem Rewards Dollars

toward Disney goods and services at most Disney Locations

in the U.S. You can see a list of Disney Locations where you

may currently use your Redemption Card at

DisneyRewards.com/Where-To-Redeem.

• You’re responsible for understanding where the Redemption

Cards are accepted, the Disney goods and services that the

Rewards Dollars can be redeemed toward, and the return or

refund policies for specific goods and services. We

recommend that you keep the receipts you receive each time

you use your Redemption Card.

• You may apply Rewards Dollars on your Redemption Card

toward sales tax on the price of the items for which you

redeemed the Rewards Dollars.

• If the number of Rewards Dollars on your Redemption Card is

greater than the price of the item purchased, the remaining

balance of Rewards Dollars will remain on the Redemption

Card. No cash or other financial compensation will be

returned to you when the price of the item purchased is less

than the number of Rewards Dollars on your Redemption

Card.

• Disney merchandise redeemed with Rewards Dollars can be

returned at designated Disney Locations, subject to return

policies that may vary by retail location. Please have an

original receipt and a valid Redemption Card available at the

time of the return so that Rewards Dollars can be restored to

your Redemption Card.

• Rewards Dollars on Redemption Cards can’t be applied

toward past purchases or past orders of goods and services.

• Third-party operating merchants and service providers are

responsible for the quality and performance of any goods or

services they provide. We are not responsible for any aspects

of the goods and services provided by third-party operating

merchants or service providers.

• Rewards Dollars are provided only for personal, family or

household use.

• Use of Rewards Dollars from Redemption Cards is subject to

these Terms and Conditions.

Disney Rewards Dollars Terms and Conditions for Disney

Visa

Credit Cards

• Disney Rewards, LLC can change where you can use your

Redemption Card at any time.

Managing your Rewards Dollars

• You can go to DisneyRewards.com or call the number on the

back of your Card, for a variety of activities helpful in

managing your Rewards Dollars including:

› Checking the balance on your Redemption Card. We

don’t send summaries of Redemption Card activity. It’s

your responsibility to keep track of the activity on your

Redemption Card

› Transferring additional Rewards Dollars from your

Account to a new or existing Redemption Card. After

your first transfer of 20 Rewards Dollars, all subsequent

transfers to an existing or new Redemption Card need

to be at least 10 Rewards Dollars.

• You must promptly report lost, stolen or damaged

Redemption Cards to Chase by calling 1-800-436-7999.

Chase will cancel any lost, stolen or damaged Redemption

Card and provide you with a replacement Redemption Card.

› The replacement Redemption Card will include the

number of Rewards Dollars that was on your lost,

stolen or damaged Redemption Card as of the time you

notified Chase. Any Rewards Dollars used prior to that

time, whether by you or anyone else, cannot be

restored.

Rewards Dollar expiration

• Rewards Dollars in your Account won’t expire as long as your

Account is open and you don’t lose them for any of the

reasons described in the “How you could be prohibited from

earning or redeeming Rewards Dollars or could lose Rewards

Dollars” section of these Terms and Conditions.

› Rewards Dollars transferred from your Account to a

Redemption Card will never expire

Pay Yourself Back

for all Disney Visa

Cardmembers

• You can redeem Rewards Dollars for a statement credit using

Pay Yourself Back toward purchases made with your Disney

Visa Card or Disney Premier Visa Card at select Disney

Locations in the U.S., DisneyStore.com, and at

DisneyPlus.com, Hulu.com and ESPNPlus.com, within 90

days from the purchase date. For the most updated list of

Disney Locations in the U.S., visit

DisneyRewards.com/Where-To-Redeem. Purchases made

with a Redemption Card are not eligible for Pay Yourself

Back.

• Each Rewards Dollar you redeem for a statement credit

toward Qualifying Purchases using Pay Yourself Back is

worth $1.00 (one U.S. dollar) in statement credits.

• Go to Chase.com/DisneyPayYourselfBack or call the number

on the back of your Card to request to redeem for a

statement credit using Pay Yourself Back.

• Statement credits will post to your Account within 3 business

days of a request to redeem and will appear on your Card

billing statement within 1-2 billing cycles.

• Statement credits will reduce your Account balance. Unless

the total amount of credits and payments applied to your

Account between the statement closing date and the

payment due date equal or exceed your statement balance,

you are still required to pay your minimum payment or your

remaining statement balance, whichever is less, by the

payment due date.

• All statement credit redemptions of Reward Dollars using Pay

Yourself Back are considered final and may not be returned,

re-deposited or cancelled.

• Categories, eligible merchants and purchase transaction

eligibility may change from time to time without notice.

• We’ll let you know about any maximum amounts, as well as

any additional terms and conditions, before you use your

Rewards Dollars.

• We can determine which Disney Visa Card or Disney Premier

Visa Card purchases qualify for a statement credit using Pay

Yourself Back.

• Redemption Cards are not redeemable for statements credits

using Pay Yourself Back.

Pay Yourself Back

for Disney Premier Visa

Cardmembers

• Disney Premier Visa Cardmembers can also redeem Rewards

Dollars for a statement credit using Pay Yourself Back toward

airline purchases when made directly with the airline with the

Disney Premier Visa Card within 90 days from the purchase

date. Purchases made with third-party providers and travel

agencies are not eligible.

• All terms applicable to Pay Yourself Back for Disney

Qualifying Purchases, as set forth above, apply equally to Pay

Yourself Back for airline purchases.

Other important information about Rewards Dollars

and Redemption Cards

• You are responsible for how Rewards Dollars are accessed,

including those used or transferred to a Redemption Card.

• Redemption Cards are not an FDIC insured deposit, a credit

card, a debit card or a stored value card with monetary value.

You understand that by using the Redemption Card, you may

not be able to make certain claims or use defenses that may

be available to you if you use a credit, charge, debit or stored

value card with monetary value.

• Disney Rewards, LLC, at its sole discretion, will resolve any

questions regarding eligibility for the earning, posting to your

Account, transfer to a Redemption Card or redemption of

Rewards Dollars.

• Redemption Cards are not valid outside the U.S.

How you could be prohibited from earning or

redeeming Rewards Dollars or could lose

Rewards Dollars

• We may temporarily prohibit you from earning Rewards

Dollars or using Rewards Dollars you’ve already earned in

your Account if we suspect you’ve engaged either in

fraudulent activity related to your Account or the program or

Disney Rewards Dollars Terms and Conditions for Disney

Visa

Credit Cards

in Misuse. You can begin earning and using Rewards Dollars

again in the next billing cycle after you make a payment to

your Account sufficient to become current or when we

otherwise no longer suspect fraud of the Account or the

program or Misuse.

• You will immediately lose all Rewards Dollars in your Account

if your Account status changes, or your Account is closed, for

fraudulent activity related to your Account or the program or

for Misuse, or we terminate your eligibility for the Rewards

Dollars benefit under these Terms and Conditions.

• If your Account is closed for any other reason or you

voluntarily close your Account, you’ll have at least 30 days

from the date your Account is closed to transfer your

Rewards Dollars to a Redemption Card or redeem for a

statement credit using Pay Yourself Back toward Qualifying

Purchases made with your Disney Visa Card or Disney

Premier Visa Card, as long as you don’t lose them for any of

the reasons described in these Terms and Conditions. If you

don’t use your Rewards Dollars during that time, you’ll lose

them unless limited or prohibited by law, in which case your

unused Rewards Dollars will be automatically redeemed for

an Account statement credit.

• If we’re notified of your death, your Rewards Dollars will be

automatically redeemed for an Account statement credit.

• We, in our sole discretion, can determine whether suspension

or termination of your eligibility to earn or use Rewards

Dollars is appropriate. These rights are in addition to any

other remedy that may be available to us under applicable

law. We can make appropriate adjustments as needed to any

Rewards Dollars in your Account or on Redemption Cards.

We won’t reinstate Rewards Dollars you lose, unless we’ve

made an error.

Other general terms and conditions you should

know

• The ability to earn and use Rewards Dollars is offered at our

discretion for the benefit of Cardmembers only. We may

cancel or modify the Rewards Dollars benefit at any time. Any

modification or cancellation of the Rewards Dollars benefit

may reduce or eliminate earned Rewards Dollars in your

Account or on Redemption Cards.

• We are not responsible for any disputes you may have with

your Authorized Users about the earning or use of Rewards

Dollars (whether in the Account or on Redemption Cards).

• Earn and use of Rewards Dollars may result in miscellaneous

income received from Chase and we may be required to send

you, and file with the IRS, a Form 1099-MISC (Miscellaneous

Information) or Form 1042-S (Foreign Person’s U.S. Source

Income Subject to Withholding) for the year in which you

participate and are awarded the benefits of the program. You

are responsible for any tax liability related to participating in

the program. Please consult your own tax advisor if you have

any questions about your personal tax situation.

• The third-party operating merchants and service providers

that support the redemption of Rewards Dollars are not

affiliated with us and are not sponsors or co-sponsors of

Rewards Dollars. All third-party operating merchant and

service provider names, logos, and marks are used with

permission and are the property of their respective owners.

Third-party operating merchants and service providers are

subject to change without notice.

• You understand that we exchange information about you and

your Account and how you earn and use Rewards Dollars.

You also agree and authorize Disney Rewards, LLC to freely

disclose information with respect to your Redemption Card or

any redemption requests you make to any affiliate of Disney

Rewards LLC, or any third party where it is necessary for

completing the redemption request; or in order to verify the

existence and condition of your Redemption Card; or in order

to comply with legal process, subpoena or other mandatory

disclosure requirements; or when we believe it is necessary

to investigate, prevent, or take action regarding illegal

activities, suspected fraud, situations involving potential

threats to the physical safety of any person, or violations of

these Terms and Conditions.

• We may assign our rights and obligations to a third party,

who will then be entitled to any of our rights that we assign to

them.

• Chase, Disney Rewards, LLC, and their respective affiliates,

directors, officers, employees, agents, contractors, and third-

party service providers make no representations or

warranties, either express or implied, including, those of

merchantability, fitness for intended use or a particular

purpose and otherwise arising by law, custom, usage, trade

practice, course of dealing or course of performance. You

release Chase, Disney Rewards, LLC, and their respective

affiliates, directors, officers, employees, agents, contractors,

and third-party service providers, from all liability arising out of

or related to all activity in connection with the Rewards

Dollars benefit, including but not limited to, earn of Rewards

Dollars and any redemption of Rewards Dollars toward

products or services.

• You agree to indemnify and hold Chase, Disney Rewards,

LLC, and their respective affiliates, directors, officers,

employees, agents, contractors, and third-party service

providers harmless from and against any loss, damage,

liability, cost, or expense of any kind (including attorneys’

fees) arising from your or your Authorized User’s: use of

Rewards Dollars, any Misuse or fraud or relating to Rewards

Dollars, violation of these Terms and Conditions and/or

violation of any applicable law or the rights of any third party.

• You will not be able to earn or use Rewards Dollars if

prohibited by federal, state, or local law.

• These Terms and Conditions and the earn and use of

Rewards Dollars are governed by federal law, as well as the

law of California, and will apply no matter where you live or

where you earn or use Rewards Dollars.

• We may enforce these Terms and Conditions at any time. We

may delay enforcement without losing our right to enforce

these Terms and Conditions at a later time. If any term is

found to be unenforceable, we may still enforce the other

Disney Rewards Dollars Terms and Conditions for Disney

Visa

Credit Cards

terms.

Communications and Telephone Monitoring

• Chase may send communications about Rewards Dollars to

you at any mailing or email address in our records.

• Please let Chase know right away about any changes to your

contact information using the Cardmember Services address

on your Card billing statement or call the Chase phone

number on the back of your Card.

• You agree that Chase and its third-party service providers

may listen to and record telephone calls as part of providing

services related to the Rewards Dollars.

Definition of special terms in these Terms and

Conditions

• “Account” means your Disney Visa or Disney Premier Visa

Credit Card account that earns Disney Rewards Dollars

• “Authorized User” means anyone you permit to use your

Account

• “Card” means any Disney Visa or Disney Premier Visa Credit

Card, or Account number used to access your Account

• “Chase” means JPMorgan Chase Bank, N.A. Member FDIC

and its affiliates

• “Disney Locations” means Disney branded point of sale

locations in the U.S. (owned and operated by Disney

Rewards, LLC and its affiliates) as well as a select number of

other locations owned and operated by third parties where

Disney Rewards Dollars may be redeemed

• “Misuse” means the improper use of the program, Card, or

Account in a manner inconsistent with these Terms and

Conditions that you’ve agreed to, including the Cardmember

Agreement.

› Examples of Misuse include, but are not limited to:

· your failure to make the minimum payment on your

Account when due;

· buying or selling Rewards Dollars;

· selling, or participating in the sale or exchange of,

gift cards, travel or other items of value obtained

through use of Rewards Dollars;

· repeatedly opening or otherwise maintaining

credit card accounts for the purpose of

generating Rewards Dollars;

· manufacturing spend for the purpose of

generating Rewards Dollars;

· moving or transferring Rewards Dollars to an

ineligible third party or Account.

• “Pay Yourself Back” means a statement credit that can be

redeemed using Rewards Dollars earned toward Qualifying

Purchases made with your Disney Visa or Disney Premier

Visa Card

• “Qualifying Purchases” means the amount of your retail

purchases of goods and services (minus any returns or

refunds) that qualify for Disney Rewards Dollars in a billing

cycle. (Detail on which purchases will qualify and how

Rewards Dollars are earned is provided in the section of

these Terms and Conditions titled How you can earn

Rewards Dollars.)

• “Redemption Card” means a Disney Rewards Redemption

Card

• “Rewards Dollars” means Disney Rewards Dollars earned

under these Disney Rewards Dollars Terms and Conditions

for Disney Visa Credit Cards

• “Terms and Conditions” means all of the information provided

in this document and any additional terms and conditions

listed on the back of the Redemption Card

• “we,” “us,” and “our” mean Disney Rewards, LLC and Chase

• “you,” “your” and “cardmember(s)” mean the person(s)

responsible for the Account and for complying with these

Terms and Conditions.

RPC0044_0474

02/14/2024